How Much Does a 30 Day Inpatient Rehab Really Cost?
What’s the Real Cost of Inpatient Rehab
If you or a loved one is considering inpatient rehab, one of the first questions that comes to mind is simple yet important: how much does inpatient rehab cost? The answer can vary greatly based on the type of treatment, length of stay, facility location, and what insurance may cover.
In this guide from Park Ave, we’ll walk you through what to expect when it comes to the cost of inpatient rehab in 2025, the factors that affect pricing, and how to find the right option for you both clinically and financially.
We’ll also cover the importance of understanding insurance coverage levels so you know your financial responsibilities and treatment options.
What Is Inpatient Rehab
Before we get into costs, it’s helpful to understand what inpatient rehab is. Inpatient rehab—also known as residential treatment—provides 24/7 care in a structured environment. Inpatient rehab often treats individuals struggling with both drug and alcohol addiction.
Clients live at the facility for a set amount of time while receiving medical supervision, therapy, counseling, and support for substance use disorders or mental health conditions. This level of care is often recommended for individuals who need intensive support or have struggled to maintain recovery in less structured settings like outpatient programs.
Average Cost of Inpatient Drug and Alcohol Rehab
The cost of inpatient rehab can range from a few thousand to over $80,000 a month. Here’s a general breakdown to give you an idea of what to expect when seeking treatment:
- Basic inpatient programs $5,000 to $15,000 a month
- Mid-range facilities $15,000 to $40,000 a month
- Luxury or executive rehab centers $40,000 to $80,000+ a month.
Factors That Affect the Cost of Inpatient Addiction Treatment
There are several factors that affect the cost of inpatient addiction rehab programs. This includes:
Level of Care and Medical Services
Programs that offer medical detox, dual diagnosis treatment, or 24/7 psychiatric care cost more. The more intensive and specialized the rehab services the higher the price.
Length of Stay
Many inpatient programs offer 28 or 30-day stays but some recommend 60, 90, or even longer residential treatment. Short-term rehab programs, typically 30 days, are a common option. Longer stays increase the overall cost but may be better for those with more complex needs.
Location
Facilities in high-demand areas or scenic locations—coastal towns, mountains, or metropolitan hubs—cost more than those in lower-cost areas.
Amenities and Accommodations
Luxury or executive rehab centers with private rooms, gourmet meals, spa services and alternative therapies like equine-assisted treatment or yoga come with a higher price tag.
Facilities that offer comprehensive care with a wide range of services cost more.
Staff Qualifications
Facilities with highly credentialed medical professionals—clinicians, medical doctors, and licensed therapists—cost more but can offer better care.
Insurance and Inpatient Rehab Costs
While the inpatient drug rehab cost can seem intense, insurance can actually help offset the expense of substance abuse treatment quite a bit. Understanding your health insurance coverage for inpatient treatment can make seeking help for a drug or alcohol use disorder far less intimidating.
Will Insurance Cover Inpatient Rehab?
Yes, many insurance plans cover part of inpatient rehab costs. Under the Affordable Care Act, insurance plans must cover essential health benefits including treatment for substance use disorders. Under the Affordable Care Act and federal parity laws, most private insurance plans, including Medicaid and Medicare must provide some coverage for behavioral health treatment including inpatient rehab.
What Types of Insurance Cover Inpatient Rehab?
- Private insurance Many PPO and HMO plans from various insurance providers include coverage for inpatient rehab, though deductibles, co-pays, and out-of-pocket maximums apply.
- Medicaid Coverage varies by state but typically includes residential treatment for eligible individuals.
- Medicare Covers inpatient rehab when medically necessary, though certain limits and co-pays may apply
- Military insurance (TRICARE) Often covers residential treatment for service members and their families.
What if I Don’t Have Insurance?
Many rehab centers offer self-pay rates and payment plans for individuals without insurance. Some also offer sliding scale fees or scholarships based on financial need.
Cost Breakdown by Service Type
- Medical detox $600 to $1,500 a day: Medical detox treatment costs can vary greatly based on the facility and level of care required.
- Standard inpatient rehab $5,000 to $20,000 for 30 days: Inpatient rehab treatment costs depend on the program length and services provided.
- Dual diagnosis treatment $15,000 to $40,000+ a month: Dual diagnosis treatment costs are influenced by the complexity of the conditions being treated.
- Luxury or executive rehab $40,000 to $80,000+ a month: Treatment costs for luxury or executive rehab reflect the premium services and amenities.
Hidden Costs to be Aware Of
While many treatment centers offer transparent pricing, be sure to ask about additional fees. These may include:
- Medication costs
- Medical testing or lab work
- Transportation to and from the facility
- Family therapy or family program fees
- Aftercare planning or sober living expenses
Medical bills can also be a big hidden cost to be aware of.
How to Compare Inpatient Rehab Costs vs. Value
When looking for an inpatient rehab program, a higher cost of treatment does not necessarily mean higher quality. Here is how you can determine the quality of a treatment center based on its price and other factors:
Clinical Quality vs. Price
Higher cost doesn’t always mean better treatment, but very low-cost programs may lack essential services. Look for a treatment provider accredited by reputable organizations and staffed by licensed, experienced clinicians.
Ongoing Support
Programs that offer robust aftercare planning, alumni services, and relapse prevention support may cost more upfront but can reduce the risk of costly relapse or readmission down the road.
Aftercare planning and alumni services are key for those seeking recovery.
Location and Amenities
Consider whether premium amenities at rehab facilities justify the extra cost for your situation. For some, a peaceful, private setting can enhance the recovery experience, while others may prioritize clinical services over luxury features.
Questions to Ask When Comparing Inpatient Rehab Costs
- What treatment programs and services are included in the base price?
- Are medical detox, psychiatric care, and medication management included or billed separately?
- What insurance plans do you accept?
- Do you offer payment plans or financial assistance?
- What accreditations does the facility have?
- What is the staff-to-client ratio?
- What aftercare or alumni support is provided?
How to Pay for Inpatient Rehab
If you are ready to start your recovery journey, you may be wondering how to cover the cost of rehab. Here are some of the most common ways people pay for their stay at a residential treatment facility:
Insurance
Check your health insurance benefits and get a clear understanding of what’s covered.
Payment Plans
Many facilities offer flexible payment options to spread the cost over time. Outpatient rehab costs can also be managed through these flexible payment options.
Personal Savings
Some individuals or families use savings, investments, or health savings accounts (HSAs) to fund treatment.
Loans or Financing
Certain healthcare lenders specialize in financing addiction and mental health treatment options and offer a range of choices to suit individual needs and circumstances.
Grants or Scholarships
Some treatment centers and non-profit organizations offer partial or full scholarships based on financial need for those seeking addiction treatment.
Employer Assistance
Check if your employer has Employee Assistance Programs (EAPs) that can help pay for treatment or provide referrals to affordable options. Also, verify the insurance coverage levels provided by your employer to understand your financial responsibility and treatment options.
Why Inpatient Rehab is Worth the Investment
The cost of inpatient rehab may seem high but it’s important to weigh that against the potential costs of untreated addiction or mental health issues. Without treatment, individuals often face expenses related to medical complications, legal problems, lost income, and damaged relationships.
Investing in inpatient rehab can lead to better long-term health, greater stability, and improved quality of life. The cost of drug addiction can far exceed the cost of treatment.
Cost Comparisons: Inpatient Rehab vs. Other Levels of Care
- Outpatient treatment is $3,000 to $10,000 for a 3-month program but does not include housing or 24-hour support
- Intensive outpatient (IOP) $5,000 to $15,000 for a 3-month program
- Partial hospitalization program (PHP) $7,000 to $20,000 a month
Outpatient and intensive outpatient care are more affordable but may not provide enough support for those with severe addictions or co-occurring mental health conditions.
How to Find Affordable Inpatient Rehab
Verify Your Insurance Coverage
Start by contacting your insurance provider or the rehab center’s admissions team to confirm what’s covered.
Explore In-Network Options
Choosing an in-network facility can reduce your out-of-pocket costs significantly.
Ask About Financial Aid
Many centers have financial assistance programs or sliding scale fees based on income. Choosing in-network outpatient services can also reduce costs.
Consider Non-Profit Facilities
Non-profit treatment centers or state-funded programs may offer lower-cost or subsidized rehab treatment options.
Look into Payment Plans
Spreading out payments can make treatment more manageable financially, addressing the financial aspect of inpatient rehab by helping to manage costs.
The Long-Term Value of Inpatient Rehab
When considering the cost of inpatient rehab, look beyond the price tag and consider the long-term value. Effective treatment can not only save lives but also help individuals rebuild their careers, relationships, and sense of purpose.
For many families, the investment in inpatient rehab pays off in long-term recovery and a better future. Drug addiction treatment also brings long-term benefits such as reduced drug use, improved personal relationships, increased work productivity, and fewer accidents and legal issues related to substance abuse.
Find The Help You Need at a Price You Can Afford
If you or a loved one is ready to get sober and take the first step, don’t let cost be the obstacle. Contact a treatment center today to talk about options, verify insurance, and learn about payment plans or financial aid. Friendly admissions staff will walk you through the process and find a solution that fits your needs and budget.
